Metal vs. Shingle Roofs for Modular Homes: Which Roofing Option Is Right for You?

Choosing the right roof is one of the most important decisions you’ll make when building or buying a modular home. Your roof protects your home from the elements, contributes to energy efficiency, and significantly impacts curb appeal and long-term maintenance costs.

Among the most popular roofing materials for modular homes are metal roofing and asphalt shingles. Each offers distinct advantages depending on your budget, climate, design preferences, and maintenance expectations.

This guide compares metal and shingle roofs to help you determine which option best suits your modular home.

Are modular home roofs built differently?

Yes, many of the modular homes that we sell at Zook Cabins have what is called a hinged roof. This means the roof is built with hinges so it can be laid flat during transport and then raised after delivery. Once this roof is raised, a crane will bring up the peak panel, which is then installed on the rest of the roof. which you can see in this video. 

Does the Roof Come Installed on My Modular Home?

Yes. In most cases, modular homes arrive with the roof system already installed or partially assembled, depending on the home’s design and transportation requirements. Once delivered, the home sections are joined together, and the roofing is completed to create a finished, weather-tight structure.

Metal vs. Shingle Roof: Side-by-Side Comparison

The roof pitch of your modular home may influence which roofing materials perform best. Steeper roof pitches naturally shed water and snow more efficiently, while lower-pitch roofs often benefit from standing-seam metal roofing due to its superior water resistance. Your builder will recommend roofing materials that comply with local building codes and suit your home’s design.

Metal Roofs for Modular Homes

Metal roofing has become increasingly popular due to its exceptional durability, energy efficiency, and modern appearance.

Benefits of Metal Roofing

Exceptional Durability

Metal roofs can last 40 to 70 years, depending on the material (metal type) and maintenance. They resist cracking, shrinking, and warping, and stand up well to harsh weather. With proper care, a metal roof can provide decades of reliable protection and make an excellent long-term investment.

Superior Weather Resistance

Metal roofing performs exceptionally well in harsh weather conditions, including:

• Heavy rain
• Snow and ice
• High winds
• Hail
• Extreme heat

The smooth surface also allows snow to slide off easily, reducing excessive roof loads during winter.

Energy Efficiency

Metal roofs can reflect solar heat rather than absorbing it, helping keep your home cooler during warmer months. Reflective roof coatings can further improve energy efficiency by reducing the amount of heat transferred into your home. This can help your cooling system work less during hot weather, potentially lowering energy use and cooling costs.

Low Maintenance

Unlike many roofing materials, metal roofs require minimal upkeep. Occasional inspections, debris removal, and basic maintenance are typically all it takes to keep the roof in excellent condition. With proper care, metal roofing can maintain its appearance, performance, and durability for decades, making it a low-maintenance option for homeowners.

Eco-Friendly Option

Many metal roofing systems contain recycled materials and can be fully recycled at the end of their lifespan. Unlike roofing materials that often end up in landfills, metal can be recovered and reused for other products. This makes metal roofing a durable and environmentally responsible choice for homeowners looking to reduce waste and make a more sustainable investment in their home.

Drawbacks of Metal Roofing

Metal roofing offers many long-term benefits, but it isn’t the right choice for every home or budget. Before deciding, consider these potential drawbacks alongside its durability, lifespan, and energy-saving advantages.

Higher upfront installation costs

Metal roofing generally costs more to install than asphalt shingles because the materials are more expensive and installation requires specialized skills. Although the initial investment is higher, many homeowners find that the longer lifespan and lower maintenance needs help offset the cost over time.

Repairs May Require Specialized Contractors

While metal roofs are highly durable, repairs often require a contractor experienced with metal roofing systems. Specialized installation methods and tools help ensure the repair is completed correctly, and the roof continues to perform as intended.

Some Styles May Not Match Traditional Home Designs

Metal roofing is available in many colors and profiles, but it may not complement every home’s architectural style. Traditional or historic homes often look more authentic with materials like architectural shingles, slate, or wood. Before choosing a roof, consider your home’s design, neighborhood aesthetic, and any local historic district requirements.

Are There Different Styles of Metal Roofs for Modular Homes?

Yes. Three primary metal roof styles or forms are commonly used. The most Common style is what is often called an ag panel. This is the most standard roll-formed metal roofing style and is available from most suppliers and installers. The other popular style of modular homemetal roofing is hidden fastener, often called Standing Seam. The last option varies by name, but it is essentially a cross between a standing seam and ag panel, and at popular roll formers, such as AB Martin, it is called the Heritage Panel. This panel offers the look of standing seam but a similar install to the ag panel.

Asphalt Shingle Roofs for Modular Homes

Asphalt shingles remain the most common residential roofing material across the United States because they are affordable, versatile, and relatively easy to install. They are available in a wide range of colors and styles, making them a practical option for many different home designs. With proper installation and maintenance, asphalt shingles can provide dependable protection for years while keeping upfront roofing costs manageable.

Benefits of Asphalt Shingles

Lower Initial Cost

One of the biggest advantages of asphalt shingles is their affordability. Installation costs are typically much lower than those of metal roofing, making shingles an attractive option for homeowners working within a budget. Their lower upfront cost can make it easier to allocate money toward other home improvements or construction expenses.

Wide Variety of Styles

Shingles come in a wide variety of colors, textures, and designs, making it easy to find an option that complements nearly any modular home style. From traditional ranch homes to Cape Cod and Craftsman designs, asphalt shingles can provide a classic look that fits naturally with your home’s overall exterior.

Easy Repairs

If a few shingles become damaged, replacing individual shingles or small sections is generally quick and inexpensive. This makes repairs relatively simple and can help prevent a minor issue from turning into a larger roofing problem. Regular inspections can also help identify damaged or missing shingles before they lead to leaks or additional damage.

Faster Installation

Most asphalt shingle roofs can be installed relatively quickly, helping reduce labor costs and keep your overall project timeline on track. Their straightforward installation process makes them a familiar choice for roofing contractors and residential construction projects. Faster installation can also help minimize delays, allowing the rest of the home-building process to continue moving forward.

Drawbacks of Asphalt Shingles

Shorter Lifespan

Although asphalt shingles offer excellent value, they typically have a shorter lifespan than metal roofing. Most asphalt shingle roofs last around 15 to 30 years, depending on the quality of the materials, installation, and maintenance. This means homeowners may need to plan for a roof replacement sooner than they would with a longer-lasting roofing material.

More Susceptible to Wind Damage

High winds can lift, crack, or tear shingles, especially as they age. Severe storms can loosen shingles or damage sections of the roof, which may leave the underlying roof exposed to moisture. Regular inspections can help catch wind damage early and prevent small repairs from becoming larger problems.

Absorbs Heat

Dark-colored shingles absorb more solar heat, which can make your roof and attic warmer during the summer. This added heat can make it harder to keep your home cool, potentially increasing energy use and cooling costs during warmer months. Choosing lighter-colored shingles or shingles with reflective properties can help reduce heat absorption and improve your home’s overall energy efficiency.

Require More Frequent Maintenance

Asphalt shingles are more likely to need repairs or replacement over time due to weathering, moisture, and normal wear. As the shingles age, they can become brittle, cracked, or damaged, making regular maintenance more important. Because shingle roofs generally need to be replaced sooner than longer-lasting roofing materials, they can lead to higher lifetime roofing expenses over the years.

Do Asphalt Shingles Affect Delivery or Setup?

Asphalt shingles don’t typically affect the transportation of a modular home, but they do influence the installation process. Since steep roof pitches can exceed highway height restrictions, modular home sections are often transported with hinged roof systems folded down. After delivery, the installation crew raises the roof into place, completes the gable sections, and installs the remaining asphalt shingles on-site to fully weatherproof the home.

Which Roof Is Better for Different Climates?

Roofing recommendations often depend on your local climate, weather patterns, and building codes. For example, homeowners in northern states like Michigan, where heavy snowfall is common, often choose metal roofing because it sheds snow more easily and helps reduce snow buildup on the roof. In warmer, sunnier regions like California, both metal roofing and cool-rated asphalt shingles are popular choices, as reflective roofing materials can help reduce heat absorption and improve energy efficiency. 

Regardless of where you live, it’s important to select a roofing material that performs well in your local climate and complies with applicable building codes. Your builder can help you determine the best roofing option based on your location, budget, and design preferences.

Cold and Snowy Regions

Metal roofs are often a better choice in areas that receive heavy snowfall because snow can slide off the smooth surface more easily. This can reduce the amount of snow that remains on the roof, helping limit the risk of ice dams and excess weight. With proper installation, a metal roof can provide added durability and protection throughout the winter months.

Hot and Sunny Climates

Metal roofing reflects sunlight rather than absorbing as much heat as some other roofing materials, helping keep your home cooler during warmer months. This can reduce the workload on your air conditioning system and improve your home’s overall energy efficiency. Over time, improved efficiency may help lower cooling expenses, especially in areas with hot or sunny summers.

Areas with Frequent Storms

Metal roofs generally withstand high winds, hail, and severe weather better than standard asphalt shingles. Their durable construction helps reduce the risk of cracking, tearing, or losing roofing materials during strong storms. Premium architectural shingles can also provide strong storm resistance, but metal roofing is often preferred when long-term durability is a top priority.

Mild Climates

If your area has moderate weather year-round, asphalt shingles may perform well while keeping installation costs lower.

Not sure which roof is right for your location? Zook Cabins delivers cabins throughout much of the continental United States, and available cabin collections may vary by region. Explore our Delivery Area to see what’s available where you plan to build.

Mild Climates

If your area has moderate weather year-round, asphalt shingles may perform well while keeping installation costs lower.

Not sure which roof is right for your location? Zook Cabins delivers cabins throughout much of the continental United States, and available cabin collections may vary by region. Explore our Delivery Area to see what’s available where you plan to build.

Metal vs. Shingle Roof Cost Considerations

While asphalt shingles are less expensive initially, homeowners should also consider long-term ownership costs. A metal roof may cost more upfront, but its longer lifespan(about 10 years) and lower maintenance needs often offset the initial investment over several decades.

Warranty Considerations

Warranty coverage varies depending on the builder and the roofing products they use. At Zook Cabins, homes with GAF Lifetime Architectural Shingles include a manufacturer’s Lifetime Limited Warranty, while all homes are also backed by a 1-year workmanship warranty and a 1-year material warranty, with manufacturer warranties extending beyond the first year where applicable. If you choose optional metal roofing, be sure to ask about the specific manufacturer’s warranty, as coverage can vary by product. Before making your decision, always review both the manufacturer’s warranty and the builder’s workmanship warranty so you understand exactly what is covered.

Which Roofing Material Adds More Home Value?

Both metal roofing and high-quality architectural shingles can increase a home’s resale value, but they provide value in different ways. According to 2025 national Cost vs. Value estimates, a metal roof may add approximately $25,972 in resale value, while an asphalt shingle roof may add around $21,501.

How to Choose the Right Roof for Your Modular Home

When deciding between metal roofing and asphalt shingles, consider your budget, how long you plan to stay in your home, your local climate, your preferred style, and how much maintenance you’re comfortable with.

If you’re looking for maximum durability, longevity, and minimal maintenance, metal roofing is often worth the additional investment. If affordability, curb appeal, and lower upfront costs are your priorities, asphalt shingles remain an excellent and dependable option. Your builder can help you evaluate your budget, climate, and long-term goals to determine which roofing material is the best fit for your modular home.

Frequently Asked Questions

What modular home roofing styles/types does Zook actually offer?

Zook Cabins offers two roofing options for its modular homes: GAF Lifetime Architectural Shingles and an optional standing seam metal roof. Architectural shingles provide a classic look and come standard on most homes, while standing seam metal roofing offers enhanced durability, low maintenance, and a sleek, modern appearance. The right choice depends on your budget, design preferences, local climate, and long-term homeownership goals.

What roof pitch is required or recommended?

Roof pitch varies by home model and is designed to complement each cabin’s style and structure. For example, Modern Cabin Homes feature a 10/12 roof pitch, the 26×36 Glacier Log Cabin also uses a 10/12 roof pitch, while the 11×30 Firestack Park Model features a 5/12 A-frame roof pitch. If you’re considering a specific Zook Cabins model, your design consultant can confirm the roof pitch for that floor plan.

Do metal roofs make homes hotter?

No. In fact, many metal roofs are designed to reflect a significant portion of the sun’s radiant energy rather than absorb it. Compared to darker roofing materials, reflective metal roofing can reduce heat transfer into the home, helping keep indoor spaces cooler during warm weather and potentially lowering cooling costs. When paired with proper attic insulation and ventilation, a metal roof can improve energy efficiency and year-round comfort.

How often should asphalt shingles be replaced?

Most asphalt shingle roofs last between 20 and 30 years, depending on the quality of the shingles, local climate, installation quality, and ongoing maintenance. Roofs exposed to frequent high winds, heavy storms, extreme temperature fluctuations, or prolonged sun exposure may wear out more quickly. Regular inspections and prompt repairs can help extend the lifespan of an asphalt shingle roof, but if you notice missing shingles, curling edges, frequent leaks, or significant granule loss, it may be time to consider a replacement.

Can you replace shingles with a metal roof on a modular home?

Yes. Many homeowners choose to replace asphalt shingles with a metal roof when it’s time to replace their roof. Although modular homes are constructed in sections at a manufacturing facility, once they’re delivered, assembled, and permanently installed on a foundation, they can generally be renovated much like a traditional stick-built home. 

Before replacing the roofing material, a qualified contractor should evaluate the home’s roof structure to ensure it can properly support the new metal roofing system and determine whether any modifications are needed. Verifying local building code requirements and the manufacturer’s recommendations before beginning the project can also help ensure a safe and successful installation.

Which roof requires less maintenance?

Metal roofing generally requires less maintenance than asphalt shingles. This is because it resists cracking, curling, and weather-related deterioration. While Asphalt can be a bit more tedious to deal with when a repair needs to be made.

Does Metal Roofing Affect Delivery or Setup?

Generally, no. Metal roofing does not significantly impact the delivery or installation process of a modular home. The roof is engineered as part of the home’s overall structure, and any final roofing work is completed after the home is set on its foundation

Find the Roof That’s Right for Your Modular Home

Choosing between metal roofing and asphalt shingles doesn’t have to be complicated. At Zook Cabins, we offer both roofing options on our modular homes because we know every homeowner, climate, and budget is different. Whether you’re building a mountain retreat, a primary residence, or an investment property, our experienced team will help you weigh the benefits of each material and recommend the best fit for your location, style, and long-term goals. From your first consultation to the day your home is delivered, we’re here to make the process simple, enjoyable, and tailored to your vision.